ATTORNEY ADVERTISING. A service of Hochman Law PC · New York attorney demand letters & statutory notices

Client Won't Pay My Freelance Invoice in NY: Your Statute Has Teeth Now

The invoice went out, the follow-up went out, and now the client has gone quiet. For most of the history of freelancing in New York, this story ended with the freelancer eating the loss, because chasing a few thousand dollars cost more than the invoice. New York's statewide Freelance Isn't Free Act, GBL Article 44-A, effective for contracts entered on or after August 28, 2024, rewrote that arithmetic completely, and if you freelance in New York you should know exactly what it says before you send one more polite reminder.

The core of the Act: a prevailing freelancer recovers the unpaid amount, double damages on top of it, and reasonable attorney fees and costs, with six years to bring the claim. Read that again from the client's side. The company that ignored your $4,000 invoice is not risking $4,000. It is risking the invoice, the double damages on top of it, its own legal fees, and yours. That inversion, where stalling costs more than paying, is why most of these disputes now end at the demand-letter stage rather than in court.

Coverage is broad. Most independent contractors qualify, whether you call yourself a freelancer, consultant, or 1099 worker, with carve-outs for attorneys, licensed medical professionals, construction contractors, and commissioned salespeople. The Act's mechanics are simple: work worth $800 or more requires a written contract; payment is due by the date the contract states or, if it states none, within thirty days of completing the work; and once work has begun, the client cannot demand a discount as the price of paying you on time. That last one matters, because the pay-70%-today-or-chase-us maneuver is now itself unlawful.

Two misconceptions keep unpaid freelancers from acting. First: we never signed a contract, so I have no claim. Wrong, and in fact backwards. The missing written contract is the client's violation, not yours, carrying $250 in statutory damages on its own (that specific claim has its own two-year window, separate from the nonpayment claim below), and your emails, invoices, drafts, and deliverables prove the engagement existed and what it was worth. Second: it's been months, it's too late. For the core nonpayment claim, the Act gives you six years. Your leverage does not expire when the client stops answering emails; it expires when you give up.

So what should the sequence look like? Stop sending friendly nudges, they signal that ignoring you is free. Assemble your record: the contract or the email thread that stands in for one, each invoice, proof the work was delivered, and any partial payments. Compute the exposure the statute creates: unpaid amount, doubled, plus fees. Then send a demand that cites GBL Article 44-A, lays out that computation, and sets a payment deadline. When that demand arrives from an attorney on law firm letterhead by mail, the client's calculus changes on the spot, because their own counsel will explain that litigating a fee-shifting double-damages statute over a documented invoice is a losing trade. The letter that does the math is usually the whole fight.

For the deeper law behind all of this, our firm's site has a full statewide guide to the Act at Hochman Law PC's Freelance Isn't Free Act guide, including an itemized breakdown of the penalties and damages a nonpaying client faces.

Common questions

I never had a written contract. Do I still have a claim?

Yes. For covered work of $800 or more, the written contract was the client's obligation; its absence is itself a violation carrying $250 in statutory damages, and your emails and invoices prove the engagement.

How long do I have to act?

For the core nonpayment claim, the Freelance Isn't Free Act allows six years to bring it, one of the longest windows in worker protection law. The separate claim for a missing written contract has its own, shorter two-year window.

The client offered to pay part of the invoice if I drop the rest. Is that legal?

Once work has begun, conditioning timely payment on a discount is itself prohibited by the Act. You can still choose to settle, but the client cannot lawfully use the discount demand as a collection tactic.

Does the Act apply to my situation?

It covers contracts entered on or after August 28, 2024, and most independent contractors, with carve-outs for attorneys, licensed medical professionals, construction contractors, and commissioned salespeople. Older engagements may still support ordinary contract claims.

What does double damages actually mean?

A prevailing freelancer recovers the unpaid amount plus an equal amount again, doubling the recovery, plus reasonable attorney fees and costs.

Related NY guides