NY Lemon Law Used Car Demand Letter · $499 Qualifying used cars carry a mandatory dealer warranty no 'as-is' sticker can erase, and unrepaired defects mean a refund.
Wedding Vendor Deposit Refund Letter · $499 'Nonrefundable' isn't the last word. Penalty deposit clauses are unenforceable in New York, especially when the vendor re-books your date.
School & Camp Deposit Refund Letter · $499 Deposit forfeitures and full-year tuition demands after withdrawal can be unenforceable penalties, especially when your child's seat was refilled.
Storage Unit Lien Dispute Letter · $499 Self-storage lien sales are governed by a strict statutory procedure. Facilities that skip steps lose the lien and owe you for what they sold.
New York gives consumers statutes with real teeth: a mandatory used-car warranty the dealer can't sticker away under GBL § 198-b, a penalty-clause doctrine that voids 'nonrefundable' deposit clauses, an auto-renewal law with a $500-per-violation penalty, a Lien Law that makes a storage facility pay for property it sold without the right notices, and personal liability for a driver who skipped insurance.
Most of these disputes are too small for a lawyer on contingency and too real to walk away from. A flat-fee attorney letter is the wedge: it names the statute, states the number, and sets a deadline, signed by a New York attorney and mailed within 48 hours. Where a free route is better (the Attorney General's complaint form, your own insurer), the intake tells you so before you pay.
Yes. GBL § 198-b requires dealers to give a written warranty on qualifying used cars, tiered by mileage, 90 days or 4,000 miles for cars under 36,000 miles at sale, down to 30 days or 1,000 miles for cars sold with 80,000 to 100,000 miles, and a refund remedy when they fail to repair after a reasonable chance. 'As is' does not override it.
Not necessarily. New York courts look past the label: a clause that fixes damages in advance is enforceable only if it is a reasonable estimate of actual loss, and a vendor or school that re-sold the date or the seat has little loss to point to.
If you have collision coverage, usually yes, your insurer pays first and pursues the driver. Uninsured-driver property damage is handled as a $499 custom letter, for drivers without collision coverage or with a deductible they would rather recover directly.
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